We had an SBI credit card offered for 1 year free . that was 6 years back!
We made all relevant payments and closed the card! But after 4-5 years we are still getting calls for payment of late fees and stuff! After repeated complaints nothing has been done.
Their payment centers will be at places away from where you stay. So you basically take up torture of using the stupid card and then pay more money to reach the payment place. once that is done there will be no one to guide you about the payment. They take the cheque later and then charge you late payment! and further it’s real torture.. you get the picture dont’ you ? It’s more easier to talk with ICICI or other pvt bank credit card personnel.. but these govt banks cards are horrible.
The customer care is disgusting and does not answer properly. Really irritating and a total mental harrassment.
NEVER GO FOR SBI CREDIT CARDS. THEY WILL TORTURE YOUR LIFE.
I had a very bad experience with them too.